Raleigh Personal Loan in 2025

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North Carolina Raleigh

Eligibility Criteria for Personal Loans

  • Valid identification, such as a driver's license or passport.
  • Proof of steady income, typically recent pay stubs or bank statements.
  • Active bank account in your name for deposit and repayment processes.
  • Minimum age requirement of 18 years or older.
  • Contact details, including a current phone number and valid email address.
  • Residential address and proof of residency, like utility bills or lease agreement.
  • Social Security Number or equivalent for identity verification.

Trusted Personal Loan Lenders in Raleigh, NC

Discover reliable and transparent personal loan lenders, committed to supporting your financial well-being with competitive rates and exceptional service, ensuring you make informed and confident borrowing decisions.

Lender
User Ratings
Address
Phone
Category
Pat Price
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 535-4724
Category: Financial institution
State Employees’ Credit Union
User Raiting:
5.00
Address: 9900 Fayetteville Rd, Raleigh, NC 27603
Phone: +1 (919) 762-3773
Category: Credit union
VIP Capital Funding
User Raiting:
5.00
Address: 200 Park at N Hills St, Raleigh, NC 27609
Phone: +1 (800) 735-7754
Category: Loan agency
Simple Commercial Capital
User Raiting:
5.00
Address: 223 S West St Suite 900, Raleigh, NC 27603
Phone: +1 (866) 554-1120
Category: Financial institution
Max Dorin Mortgage
User Raiting:
5.00
Address: 1130 Situs Ct Suite 244, Raleigh, NC 27606
Phone: +1 (845) 242-5753
Category: Financial institution
Lacy Proctor-Qurneh
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 801-5944
Category: Financial institution
BB&T Mortgage
User Raiting:
5.00
Address: 3000 Duraleigh Rd, Raleigh, NC 27612
Phone: +1 (800) 295-5744
Category: Financial institution
Bradley Benham with Towne Mortgage of the Carolinas
User Raiting:
5.00
Address: 5000 Falls of Neuse Rd Suite 100, Raleigh, NC 27609
Phone: +1 (919) 414-2985
Category: Financial institution
Scott Baker, Movement Mortgage
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 601-4270
Category: Financial institution
Climax X LLC
User Raiting:
5.00
Address: 4801 Glenwood Ave, Raleigh, NC 27612
Phone: +1 (855) 930-5034
Category: Credit counsel
Christopher Coy with TowneBank Mortgage
User Raiting:
5.00
Address: 4515 Falls of Neuse Rd #300, Raleigh, NC 27609
Phone: +1 (919) 306-8895
Category: Financial institution
CIMG Residential Mortgage
User Raiting:
5.00
Address: 1121 Situs Ct, Raleigh, NC 27606
Phone: +1 (919) 676-1111
Category: Financial institution
Batchelor Tillery & Roberts, LLP
User Raiting:
5.00
Address: 3605 Glenwood Ave # 350, Raleigh, NC 27612
Phone: +1 (919) 787-8212
Category: Financial institution
MortgageMecca, Inc.
User Raiting:
5.00
Address: 4701 Creedmoor Rd Ste 105, Raleigh, NC 27612
Phone: +1 (919) 618-3716
Category: Financial institution
Roper Accounting Group
User Raiting:
5.00
Address: 242 W Millbrook Rd, Raleigh, NC 27609
Phone: +1 (919) 844-6111
Category: Financial institution
Guaranteed Rate of Raleigh - Carolyn Nelson NMLS 1179393
User Raiting:
5.00
Address: 7101 Creedmoor Rd #124, Raleigh, NC 27613
Phone: +1 (919) 256-6389
Category: Financial institution
Paige Campion with Towne Mortgage of the Carolinas
User Raiting:
5.00
Address: 9051 Strickland Rd Suite 200, Raleigh, NC 27615
Phone: +1 (919) 656-5124
Category: Financial institution
Sean Poole
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 523-6435
Category: Financial institution
TowneBank Mortgage
User Raiting:
5.00
Address: 4515 Falls of Neuse Rd Suite 300, Raleigh, NC 27609
Phone: +1 (919) 882-5100
Category: Financial institution
Harvey Jenkins, CMPS® - Raleigh, NC Mortgage Lender
User Raiting:
5.00
Address: 4242 Six Forks Rd Suite 1550, Raleigh, NC 27609
Phone: +1 (919) 825-1702
Category: Financial institution
Pros Payday Loans
User Raiting:
5.00
Address: 5108 Casland Dr, Raleigh, NC 27604
Phone: +1 (984) 207-5939
Category: Loan agency
Doug Anderson with Towne Mortgage of the Carolinas
User Raiting:
5.00
Address: 9051 Strickland Rd Suite 200, Raleigh, NC 27615
Phone: +1 (919) 520-2005
Category: Financial institution
Heather Crawford
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 995-5002
Category: Financial institution
Brian B. Bunn CPA, PLLC
User Raiting:
5.00
Address: 8009 Creedmoor Rd Suite 104, Raleigh, NC 27613
Phone: +1 (919) 886-7094
Category: Financial institution
LeeAnn Brock
User Raiting:
5.00
Address: 4700 Falls of Neuse Rd Ste 225 & 270, Raleigh, NC 27609
Phone: +1 (919) 523-0566
Category: Financial institution
Brooks Andrews with TowneBank Mortgage
User Raiting:
5.00
Address: 213 E Cabarrus St Suite 202, Raleigh, NC 27601
Phone: +1 (919) 882-5107
Category: Financial institution
PNC Mortgage
User Raiting:
5.00
Address: 5510 Six Forks Rd STE 107, Raleigh, NC 27609
Phone: +1 (919) 848-2117
Category: Loan agency
Mary Beth Evers - Revolution Mortgage
User Raiting:
5.00
Address: 1611 Jones Franklin Rd Suite 109, Raleigh, NC 27606
Phone: +1 (919) 908-9686
Category: Financial institution
Jeff Williams-Mortgage Lender
User Raiting:
5.00
Address: 5510 Six Forks Rd Ste. 115, Raleigh, NC 27609
Phone: +1 (919) 602-6673
Category: Financial institution
James Walters | Fairway Independent Mortgage Corporation Loan Officer
User Raiting:
5.00
Address: 8303 Six Forks Rd Suite 101, Raleigh, NC 27615
Phone: +1 (919) 601-2386
Category: Financial institution
BBVA Compass Loan Production Office (LPO)
User Raiting:
5.00
Address: 4350 Lassiter at North Hills Ave #350, Raleigh, NC 27609
Category: Financial institution
Academy Mortgage
User Raiting:
5.00
Address: 7901 Strickland Rd Suite 104, Raleigh, NC 27615
Phone: +1 (919) 827-0506
Category: Financial institution
Lucas McClain | Fairway Independent Mortgage Corporation Loan Officer
User Raiting:
5.00
Address: 8303 Six Forks Rd Suite 101, Raleigh, NC 27615
Phone: +1 (919) 624-0953
Category: Financial institution
First Bank - Raleigh, NC
User Raiting:
5.00
Address: 3620 Six Forks Rd, Raleigh, NC 27609
Phone: +1 (919) 803-4560
Category: Bank
NFM Lending - Raleigh, NC - Branch 354
User Raiting:
5.00
Address: 111 E North St #5, Raleigh, NC 27601
Category: Financial institution
FM Lending
User Raiting:
5.00
Address: 1000 St Albans Dr #400, Raleigh, NC 27609
Phone: +1 (919) 785-4333
Category: Financial institution
Rapid Mortgage Company
User Raiting:
4.90
Address: 8311 Six Forks Rd Suite 209, Raleigh, NC 27615
Phone: +1 (919) 845-4202
Category: Financial institution
Towne Mortgage of the Carolinas
User Raiting:
4.90
Address: 4515 Falls of Neuse Rd #300, Raleigh, NC 27609
Phone: +1 (919) 882-5151
Category: Financial institution
Trent Olson Loan Officer with Towne Mortgage of the Carolinas
User Raiting:
4.90
Address: 9051 Strickland Rd Suite 200, Raleigh, NC 27615
Phone: +1 (631) 655-6668
Category: Financial institution
National Pawn & Jewelry 18 Raleigh
User Raiting:
4.90
Address: 3920 New Bern Ave, Raleigh, NC 27610
Phone: +1 (919) 704-3333
Category: Financial institution
Mortgage Solutions Financial Raleigh
User Raiting:
4.90
Address: 920 Paverstone Dr ste a, Raleigh, NC 27615
Phone: +1 (919) 948-6436
Category: Financial institution
Bail Bonds Service | Holmes Bail Bonding Raleigh, NC
User Raiting:
4.80
Address: 144 Annaron Ct STE C, Raleigh, NC 27603
Phone: +1 (919) 438-1295
Category: Financial institution
Southern Trust Mortgage
User Raiting:
4.80
Address: 219 W Millbrook Rd Suite A, Raleigh, NC 27609
Phone: +1 (919) 670-3770
Category: Financial institution
Pay Less Business Funding
User Raiting:
4.80
Address: 301 Fayetteville St UNIT 2801, Raleigh, NC 27601
Phone: +1 (919) 439-7172
Category: Financial institution
Johnson Lexus of Raleigh
User Raiting:
4.80
Address: 5839 Capital Blvd, Raleigh, NC 27616
Phone: +1 (919) 436-3916
Category: Financial institution
State Employees’ Credit Union
User Raiting:
4.70
Address: 2401 Blue Ridge Rd, Raleigh, NC 27607
Phone: +1 (919) 781-7007
Category: Credit union
RTP Federal Credit Union
User Raiting:
4.60
Address: 7560 Creedmoor Rd, Raleigh, NC 27613
Phone: +1 (919) 941-5700
Category: Financial institution
State Employees’ Credit Union
User Raiting:
4.50
Address: 3705 Computer Dr, Raleigh, NC 27609
Phone: +1 (919) 784-8054
Category: Credit union
Check Cashing S. Saunders
User Raiting:
4.50
Address: 2626 S Saunders St STE 124, Raleigh, NC 27603
Phone: +1 (919) 888-9187
Category: Check cash
M&F Bank - Hargett Street, Raleigh, NC
User Raiting:
4.40
Address: 13 E Hargett St, Raleigh, NC 27601
Phone: +1 (919) 821-4611
Category: Bank
Check Cashing Of Raleigh
User Raiting:
4.40
Address: 1100 Raleigh Blvd #112, Raleigh, NC 27610
Phone: +1 (919) 832-4002
Category: Check cash
State Employees’ Credit Union
User Raiting:
4.30
Address: 560 Centennial Pkwy, Raleigh, NC 27606
Phone: +1 (919) 839-5360
Category: Credit union
OneMain Financial
User Raiting:
4.30
Address: 3611 Spring Forest Rd #120, Raleigh, NC 27616
Phone: +1 (919) 790-7600
Category: Loan agency
Residential Mortgage Advisors
User Raiting:
4.30
Address: 5711 Six Forks Rd, Raleigh, NC 27609
Phone: +1 (919) 890-3055
Category: Financial institution
Raleigh Check Cashing
User Raiting:
4.30
Address: 2510 S Wilmington St #101, Raleigh, NC 27603
Phone: +1 (919) 856-1041
Category: Check cash
Carolinas Telco Federal Credit Union
User Raiting:
4.20
Address: 5712 Creedmoor Rd, Raleigh, NC 27612
Phone: +1 (800) 622-5305
Category: Financial institution
Latino Community Credit Union
User Raiting:
4.20
Address: 4730 Capital Blvd, Raleigh, NC 27604
Phone: +1 (919) 855-9696
Category: Credit union
My Check Cash
User Raiting:
4.20
Address: 1619 Cross Link Rd STE# 105, Raleigh, NC 27610
Phone: +1 (919) 836-1884
Category: Check cash
Satterwhite Financial
User Raiting:
4.10
Address: 104 Wind Chime Ct, Raleigh, NC 27615
Phone: +1 (919) 788-8889
Category: Financial institution
First Citizens Bank
User Raiting:
4.10
Address: 4400 Six Forks Rd, Raleigh, NC 27609
Phone: +1 (919) 716-7212
Category: Bank
First Citizens Bank
User Raiting:
4.10
Address: 100 E Tryon Rd, Raleigh, NC 27603
Phone: +1 (919) 716-0000
Category: Bank
Regions Mortgage
User Raiting:
4.00
Address: 3700 Glenwood Ave, Raleigh, NC 27612
Category: Financial institution
First Horizon Bank
User Raiting:
4.00
Address: 2127 Clark Ave, Raleigh, NC 27605
Phone: +1 (919) 828-7100
Category: Bank
TowneBank
User Raiting:
4.00
Address: 3535 Glenwood Ave, Raleigh, NC 27612
Phone: +1 (919) 788-7770
Category: Bank
Civic Federal Credit Union
User Raiting:
4.00
Address: 3600 Wake Forest Rd, Raleigh, NC 27609
Phone: +1 (844) 772-4842
Category: Credit union
Coastal Credit Union
User Raiting:
4.00
Address: 7870 Brier Creek Pkwy, Raleigh, NC 27617
Phone: +1 (919) 420-8000
Category: Credit union
State Employees’ Credit Union
User Raiting:
3.90
Address: 6408 Hilburn Dr, Raleigh, NC 27613
Phone: +1 (919) 510-7886
Category: Credit union
State Employees’ Credit Union
User Raiting:
3.90
Address: 1000 Wade Ave, Raleigh, NC 27605
Phone: +1 (919) 839-5472
Category: Credit union
First Horizon Bank
User Raiting:
3.90
Address: 1 Glenwood Ave Suite 111, Raleigh, NC 27603
Phone: +1 (919) 645-0868
Category: Bank
Check Cashing & More Inc
User Raiting:
3.90
Address: 1410 New Bern Ave, Raleigh, NC 27610
Phone: +1 (919) 838-6666
Category: Check cash
Coastal Credit Union
User Raiting:
3.90
Address: 7451 Creedmoor Rd, Raleigh, NC 27613
Phone: +1 (800) 868-4262
Category: Financial institution
Time Financing Service
User Raiting:
3.80
Address: 1487 Garner Station Blvd, Raleigh, NC 27603
Phone: +1 (919) 825-4591
Category: Loan agency
State Employees’ Credit Union
User Raiting:
3.70
Address: 6400 Town Center Dr, Raleigh, NC 27616
Phone: +1 (919) 871-0450
Category: Credit union
State Employees’ Credit Union
User Raiting:
3.70
Address: 1621 Pacific Dr, Raleigh, NC 27609
Phone: +1 (919) 876-7444
Category: Credit union
Universal Acceptance Corporation
User Raiting:
3.70
Address: 2600 Discovery Dr, Raleigh, NC 27616
Phone: +1 (919) 850-0331
Category: Loan agency
First National Bank
User Raiting:
3.70
Address: 7100 Creedmoor Rd, Raleigh, NC 27613
Phone: +1 (919) 847-1600
Category: Bank
State Employees’ Credit Union
User Raiting:
3.70
Address: 12700 Spruce Tree Way, Raleigh, NC 27614
Phone: +1 (919) 562-0506
Category: Credit union
State Employees’ Credit Union
User Raiting:
3.60
Address: 8551 Colonnade Center Dr, Raleigh, NC 27615
Phone: +1 (919) 841-4194
Category: Credit union
Regional Finance
User Raiting:
3.60
Address: 3109 Poplarwood Ct Suite 120, Raleigh, NC 27604
Phone: +1 (919) 872-2460
Category: Loan agency
State Employees’ Credit Union
User Raiting:
3.50
Address: 123 New Bern Pl, Raleigh, NC 27601
Phone: +1 (919) 839-5350
Category: Credit union
Latino Community Credit Union
User Raiting:
3.50
Address: 4418 Fayetteville Rd, Raleigh, NC 27603
Phone: +1 (919) 773-9180
Category: Credit union
State Employees’ Credit Union
User Raiting:
3.30
Address: 4262 Louisburg Rd, Raleigh, NC 27604
Phone: +1 (919) 790-9091
Category: Credit union
North State Bank
User Raiting:
3.30
Address: 2413 Blue Ridge Rd, Raleigh, NC 27607
Phone: +1 (919) 645-6780
Category: Bank
State Employees’ Credit Union
User Raiting:
3.20
Address: 1595 Corporation Pkwy, Raleigh, NC 27604
Phone: +1 (919) 231-1601
Category: Credit union
Coastal Credit Union
User Raiting:
3.10
Address: 1000 St Albans Dr, Raleigh, NC 27609
Phone: +1 (800) 868-4262
Category: Financial institution
State Employees’ Credit Union
User Raiting:
3.10
Address: 4050 Poole Rd, Raleigh, NC 27610
Phone: +1 (919) 212-0112
Category: Credit union
Coastal Credit Union
User Raiting:
3.10
Address: 4325 Glenwood Ave #4001, Raleigh, NC 27612
Phone: +1 (800) 868-4262
Category: Credit union
Lendmark Financial Services LLC
User Raiting:
3.00
Address: 4414 Fayetteville Rd, Raleigh, NC 27603
Phone: +1 (919) 890-3565
Category: Loan agency
CrossCountry Mortgage, LLC
User Raiting:
3.00
Address: 208 W Millbrook Rd Suite A, Raleigh, NC 27609
Phone: +1 (440) 671-0870
Category: Financial institution
State Employees’ Credit Union
User Raiting:
3.00
Address: 1010 New Bern Ave, Raleigh, NC 27601
Phone: +1 (919) 839-5370
Category: Credit union
Lending Group
User Raiting:
3.00
Address: 14460 Falls of Neuse Rd #314, Raleigh, NC 27614
Phone: +1 (888) 316-2918
Category: Loan agency
State Employees’ Credit Union
User Raiting:
2.90
Address: 3300 Hammond Rd, Raleigh, NC 27603
Phone: +1 (919) 773-8915
Category: Credit union
Platinum Auto Finance
User Raiting:
2.80
Address: 4701 Atlantic Ave #113, Raleigh, NC 27604
Phone: +1 (919) 747-3424
Category: Financial institution
CBRE | Raleigh
User Raiting:
2.80
Address: 555 Fayetteville St #800, Raleigh, NC 27601
Phone: +1 (919) 831-8200
Category: Financial institution
Check Cashing & More Inc
User Raiting:
2.80
Address: 3635 New Bern Ave, Raleigh, NC 27610
Phone: +1 (919) 231-8848
Category: Check cash
Pinnacle Financial Partners
User Raiting:
2.70
Address: 2312 Bridgeport Dr, Raleigh, NC 27615
Phone: +1 (919) 232-6851
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.70
Address: 4317 Glenwood Ave, Raleigh, NC 27612
Phone: +1 (919) 829-6657
Category: Bank
First Citizens Bank
User Raiting:
2.60
Address: 14440 Falls of Neuse Rd, Raleigh, NC 27614
Phone: +1 (919) 716-7610
Category: Bank
USPS Federal Credit Union
User Raiting:
2.60
Address: 1 Floretta Pl, Raleigh, NC 27676
Phone: +1 (800) 877-7328
Category: Credit union
Coastal Credit Union
User Raiting:
2.50
Address: 3000-A New Bern Ave, Raleigh, NC 27610
Phone: +1 (919) 420-8000
Category: Financial institution
View More

What Are the Alternatives for Short-term Loans in Raleigh?

Explore various financial solutions that offer safer, more sustainable alternatives to payday loans, helping you manage expenses without falling into cycles of debt and financial strain.

Quick Installment Loans

Quick installment loans allow borrowers to repay through scheduled payments over time, offering flexibility and manageable terms for unexpected expenses or planned purchases.

Instant Cash Loans

Instant cash loans provide immediate financial aid, offering short-term funding with rapid approval for urgent needs.

Online Title Loans

Online title loans utilize a vehicle’s title as collateral, enabling borrowers to access funds while retaining vehicle use.

Emergency Loans Fast

Emergency loans fast deliver urgent funds to cover unforeseen expenses, providing peace of mind in crises.

Payday Loans Online

Payday loans online offer a convenient way to receive short-term financial assistance, with easy applications and rapid disbursement.

P2P Loans Instant

P2P loans instant allow individuals to borrow directly from peers, leveraging technology for speedy transactions and potentially lower rates.

No Credit Check Debt Consolidation Loans

No credit check debt consolidation loans merge multiple debts into a single payment plan, simplifying financial management.

Guaranteed Bad Credit Loans

Guaranteed bad credit loans provide accessible funding options for individuals with poor credit history, offering financial opportunities when traditional loans are unavailable.

How to Use Personal Loans - Useful Resources

Explore effective strategies for utilizing personal loans responsibly. Access valuable resources to make informed financial decisions and ensure a secure borrowing experience for your immediate monetary needs.

Industry
Address
Phone
Car Wash
Address: 100 Dennis Avenue, Raleigh, NC 27604
-
Club & Association
Address: 5516 Falls of Neuse Road, Raleigh, NC 27609
Phone: +1 (919) 876-0565
College/University
Address: 3404 Wake Forest Road, Raleigh, NC 27609
Phone: +1 (919) 620-5300
Community Center
Address: 3808 Edwards Mill Road, Raleigh, NC 27612
Phone: +1 (919) 420-2383
Dentist
Address: 13411 Falls of Neuse Road, Raleigh, NC 27614
Phone: +1 (919) 847-6364
Electrical Appliances Shop
Address: 1711 Corporation Parkway, Raleigh, NC 27604
Phone: +1 (919) 250-6800
Fitness Club & Center
Address: 509 West Whitaker Mill Road, Raleigh, NC 27608
Phone: +1 (919) 307-8516
Government Office
Address: 5280 Fairmead Circle, Raleigh, NC 27613
Phone: +1 (919) 676-7468
Hospital
Address: 3000 New Bern Avenue, Raleigh, NC 27610
Phone: +1 (919) 350-8000
Hotel
Address: 2601 Appliance Court, Raleigh, NC 27604
Phone: +1 (919) 807-0315
Local Post Office
Address: 8081 Brier Creek Parkway, Raleigh, NC 27617
Phone: +1 (919) 572-9090
Museum
Address: 220 Fayetteville Street, Raleigh, NC 27601
-
Rent-a-Car Facility
Address: 421 South Salisbury Street, Raleigh, NC 27601
Phone: +1 (919) 856-4912
Restaurant
Address: 3215 Wake Forest Road, Raleigh, NC 27609
-
Shopping Center
Address: 6019 Glenwood Avenue, Raleigh, NC 27612
Phone: +1 (919) 782-2165

How to Get to Raleigh

Complaints about Short-Term Loans in North Carolina

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
284
Problem when making payments
166
Struggling to pay your loan
136
Problem with the payoff process at the end of the loan
112
Getting the loan
98
Incorrect information on your report
88
Problem with additional add-on products or services
67
Charged fees or interest I didn't expect
67
Getting a line of credit
62
Improper use of your report
32
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Raleigh

If you need to submit a complaint against a payday lender in North Carolina, the primary regulatory body is the North Carolina Commissioner of Banks. They ensure compliance with state laws governing payday loans. You can reach them at:

  • North Carolina Office of the Commissioner of Banks, 316 W. Edenton Street, Raleigh, NC 27603
  • (919) 733-3016
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in North Carolina?

No, payday loans are not legal in North Carolina. The state has stringent laws and regulations in place that effectively ban payday lending to protect consumers from predatory practices and high interest rates. These regulations are designed to safeguard the financial well-being of North Carolina residents.

Why are Payday Loans Prohibited?

Payday loans are prohibited in North Carolina due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

North Carolina offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in North Carolina. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in North Carolina?

If you have an existing payday loan, it's important to know that it is not legally enforceable in North Carolina. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the North Carolina Attorney General's Office. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the North Carolina Attorney General's Office. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in North Carolina.

North Carolina Personal Loans Near Me

Aberdeen Advance Ahoskie Albemarle Andrews Angier Apex Archdale Arden Asheboro Asheville Askewville Atlantic Beach Aurora Avon Ayden Bailey Bakersville Balsam Grove Banner Elk Barco Bayboro Beach Beaufort Belhaven Belmont Belville Bennett Benson Bermuda Run Bessemer City Beulaville Biscoe Black Mountain Bladenboro Blowing Rock Bolivia Boone Bostic Bragg Brevard Broadway Browns Summit Brunswick Bryson City Buies Creek Bunn Burgaw Burlington Burnsville Butner Calabash Camden Cameron Camp Lejeune Candler Candor Canton Carolina Beach Carrboro Carthage Cary Cashiers Castle Hayne Catawba Cedar Island Cedar Point Chadbourn Chapel Hill Charlotte Cherokee Cherryville China Grove Chocowinity City Claremont Clarkton Clayton Clemmons Clinton Clyde Coinjock Colfax Columbia Columbus Concord Connelly Springs Conover Cornelius Corolla Cove City Cramerton Creedmoor Cullowhee Dallas Danbury Davidson Deep Run Denton Denver Dobson Duck Dunn Durham East Bend Eastover Eden Edenton Elizabeth City Elizabethtown Elk Elkin Ellerbe Elm City Elon Emerald Isle Enfield Engelhard Erwin Etowah Evergreen Fair Bluff Fairmont Faith Falls Farmville Fayetteville Flat Rock Fletcher Forest City Fort Bragg Four Oaks Franklin Fuquay varina Garland Garner Gastonia Gatesville Gibsonville Glade Valley Goldsboro Goldston Graham Grandy Granite Falls Granite Quarry Grantsboro Greensboro Greenville Grifton Halifax Hamlet Hampstead Hamptonville Harbinger Harmony Harrisburg Hatteras Havelock Hayesville Henderson Hendersonville Hertford Hickory Hiddenite High Point High Shoals Highlands Hildebran Hills Hillsborough Holden Beach Holly Ridge Holly Springs Hope Mills Hubert Huntersville Indian Trail Iron Station Isle Jackson Jacksonville Jamestown Jefferson Jonesville Kannapolis Kenansville Kenly Kernersville Kill Devil Hills King Kings Mountain Kinston Kitty Hawk Knightdale La Grange Lake Lure Landis Laurel Hill Laurinburg Lawndale Lawsonville Leland Lenoir Lewiston Woodville Lexington Liberty Lillington Lincolnton Linville Littleton Locust Louisburg Lowell Lowgap Lumber Bridge Lumberton Madison Maggie Valley Maiden Manns Harbor Manteo Marble Marion Mars Hill Marshall Marshville Marvin Matthews Maxton Mayodan Mcleansville Mebane Midway Park Mill Spring Millers Creek Mills River Mint Hill Mocksville Moncure Monroe Montreat Mooresville Morehead City Morganton Morrisville Moyock Mt Airy Mt Gilead Mt Holly Mt Olive Mt Pleasant Murfreesboro Murphy Nags Head Nashville New Bern Newland Newport Newton Newton Grove Norlina North Wilkesboro Oak Island Oak Ridge Oakboro Ocean Isle Beach Ocracoke Old Fort Oriental Oxford Pembroke Pfafftown Pilot Mountain Pine Knoll Shores Pine Level Pinebluff Pinehurst Pinetops Pineville Pink Hill Pisgah Forest Pittsboro Plymouth Point Point Harbor Polkton Pope Field Powells Point Princeton Providence Raeford Raleigh Ramseur Randleman Rapids Red Springs Reidsville Research Triangle Rich Square Richfield Richlands Riegelwood Roanoke Rapids Robbins Robbinsville Robersonville Rockingham Rockwell Rocky Mount Rolesville Rose Hill Roseboro Rosman Rowland Roxboro Ruffin Rural Hall Rutherford College Rutherfordton Salemburg Salisbury Saluda Sandy Ridge Sanford Scotland Neck Seaboard Seagrove Selma Seven Lakes Shallotte Shelby Sherrills Ford Siler City Smithfield Sneads Ferry Snow Hill Southern Pines Southern Shores Southport Sparta Spindale Spring Hope Spring Lake Springs Spruce Pine St Pauls Stallings Stanfield Stanley Stantonsburg Star Statesville Stedman Stokes Stony Point Sugar Mountain Summerfield Sunset Beach Supply Surf City Swannanoa Swanquarter Swansboro Sylva Tabor City Tar Heel Tarboro Taylorsville Teachey Terrell Thomasville Traphill Trenton Troutman Troy Tryon Union Grove Valdese Vanceboro Vass Wadesboro Wagram Wake Forest Walkertown Wallace Walnut Cove Walstonburg Warrenton Warsaw Washington Waxhaw Waynesville Weaverville Weddington Wendell Wesley Chapel West End West Jefferson Whitakers Whiteville Whitsett Whittier Wilkesboro Williamston Wilmington Wilson Windsor Winnabow Winston Salem Winterville Winton Wrightsville Beach Yadkinville Yanceyville Youngsville Zebulon